{"id":6325,"date":"2026-10-08T17:23:25","date_gmt":"2026-10-08T14:23:25","guid":{"rendered":"https:\/\/123credit.ro\/blog\/?p=6325"},"modified":"2026-10-08T17:23:33","modified_gmt":"2026-10-08T14:23:33","slug":"laura-man-broker-de-credite-din-ploiesti","status":"publish","type":"post","link":"https:\/\/123credit.ro\/blog\/laura-man-broker-de-credite-din-ploiesti\/","title":{"rendered":"Laura Man, broker de credite din Ploie\u0219ti, se al\u0103tur\u0103 re\u021belei na\u021bionale 123Credit"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><p><span style=\"font-weight: 400;\">Laura Man a lucrat 17 ani \u00een b\u0103nci \u0219i a avut, \u00een tot acest timp, de-a face cu brokeri de credite. \u00cei vedea de pe partea cealalt\u0103: ei veneau cu clien\u021bii, ea se ocupa de restul procesului din interiorul institu\u021biei. Acum face parte din re\u021beaua na\u021bional\u0103 123Credit \u0219i ajut\u0103 clien\u021bi din Ploie\u0219ti \u0219i \u00eemprejurimi, g\u0103sindu-le cea mai bun\u0103 ofert\u0103 de finan\u021bare.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Parcursul ei trece prin 4 b\u0103nci: Raiffeisen Bank, Piraeus Bank (devenit\u0103 First Bank), Alpha Bank \u0219i Patria Bank.<\/span><\/p>\n<h2><b>De ce a trecut la brokeraj<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">\u201eC\u00e2nd lucram \u00een banc\u0103 t\u00e2njeam dup\u0103 mai mult timp liber, dup\u0103 program flexibil \u0219i priveam cu mult\u0103 admira\u021bie brokerii cu care colaboram\u201d, spune ea.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Recunoa\u0219te c\u0103 nu avea curajul s\u0103 schimbe \u201estatutul confortabil de salariat\u201d cu cel de antreprenor, de\u0219i cunoscuse multe pove\u0219ti de succes ale celor care \u00eei fuseser\u0103 clien\u021bi \u0219i parteneri.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ce c\u0103uta \u00een noul rol era \u201eposibilitatea de a avea la dispozi\u021bie mai multe variante pentru clien\u021bi\u201d fa\u021b\u0103 de limitele impuse de produsele unei singure b\u0103nci.<\/span><\/p>\n<h2><b>Ce credite intermediaz\u0103<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Portofoliul ei nu se opre\u0219te la creditele pentru persoane fizice. Aceea\u0219i discu\u021bie poate \u00eencepe de la o refinan\u021bare ipotecar\u0103 \u0219i poate ajunge la leasingul pentru ma\u0219ina firmei. Laura intermediaz\u0103:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">credite imobiliare \u0219i refinan\u021b\u0103ri ipotecare;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">credite de nevoi personale \u0219i refinan\u021b\u0103ri;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">leasing auto;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">credite pentru firme;<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">credite de la IFN.<\/span><span style=\"font-weight: 400;\">\n<p><\/span><\/li>\n<\/ul>\n<h2><b>4 b\u0103nci, 2 schimb\u0103ri de ac\u021bionar<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Dou\u0103 dintre b\u0103ncile \u00een care Laura a lucrat \u0219i-au schimbat \u00eentre timp ac\u021bionariatul. \u00cen 2018, Piraeus Bank Rom\u00e2nia a fost cump\u0103rat\u0103 de fondul american J.C. Flowers \u0219i a devenit First Bank. Alpha Bank Rom\u00e2nia a trecut \u00een grupul UniCredit, iar fuziunea s-a \u00eencheiat \u00een august 2025.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Recunoa\u0219te c\u0103, la un moment dat, a crezut c\u0103 sectorul se restr\u00e2nge. Acum vede lucrurile altfel:\u00a0<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201eR\u0103spunsul pe care mi-l dau acum este acela c\u0103 domeniul se transform\u0103.\u201d<\/span><\/i><\/p>\n<p><span style=\"font-weight: 400;\">Pentru un client, experien\u021ba asta \u00een b\u0103nci diferite \u0219i \u00een echipe diferite este un avantaj major. Un angajat de banc\u0103 lucreaz\u0103 cu produsele b\u0103ncii lui. Laura a lucrat \u00een patru b\u0103nci, iar ca broker poate pune ofertele mai multora una l\u00e2ng\u0103 alta, \u00een aceea\u0219i discu\u021bie.<\/span><\/p>\n<h2><b>De ce 123Credit?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Pe l\u00e2ng\u0103 programul flexibil \u0219i varietatea de solu\u021bii pentru clien\u021bi, Laura spune c\u0103 \u00ee\u0219i dorea \u00een egal\u0103 m\u0103sur\u0103 s\u0103 lucreze \u00eentr-o echip\u0103 \u201ccompetent\u0103, dinamic\u0103 \u0219i responsabil\u0103\u201d.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A g\u0103sit asta \u00een re\u021beaua 123Credit, unde procesele sunt debirocratizate, iar un dosar nu mai \u00eenseamn\u0103 drumuri de la o banc\u0103 la alta.<\/span><\/p>\n<h2><b>Concluzie<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Laura lucreaz\u0103 din Ploie\u0219ti, dar preia clien\u021bi din Prahova \u0219i D\u00e2mbovi\u021ba, pentru c\u0103 dosarele se gestioneaz\u0103 online. Consultan\u021ba \u0219i serviciul propriu-zis sunt complet gratuite.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">O po\u021bi contacta direct pe <\/span><a href=\"http:\/\/lauraman.123credit.ro\"><span style=\"font-weight: 400;\">pagina web personal\u0103<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 2<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>Laura Man a lucrat 17 ani \u00een b\u0103nci \u0219i a avut, \u00een tot acest timp, de-a face cu brokeri de credite. \u00cei vedea de pe partea cealalt\u0103: ei veneau cu clien\u021bii, ea se ocupa de restul procesului din interiorul institu\u021biei. Acum face parte din re\u021beaua na\u021bional\u0103 123Credit \u0219i ajut\u0103 clien\u021bi din Ploie\u0219ti \u0219i \u00eemprejurimi, g\u0103sindu-le cea mai bun\u0103 ofert\u0103 de  [&#8230;]<\/p>\n","protected":false},"author":7,"featured_media":6326,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[253],"tags":[],"class_list":["post-6325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-brokerii-123credit"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Laura Man, broker de credite din Ploie\u0219ti, se al\u0103tur\u0103 re\u021belei na\u021bionale 123Credit - Blogul 123Credit<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/123credit.ro\/blog\/laura-man-broker-de-credite-din-ploiesti\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Laura Man, broker de credite din Ploie\u0219ti, se al\u0103tur\u0103 re\u021belei na\u021bionale 123Credit - Blogul 123Credit\" \/>\n<meta property=\"og:description\" content=\"Timpul estimat pentru citire:  2 minuteLaura Man a lucrat 17 ani \u00een b\u0103nci \u0219i a avut, \u00een tot acest timp, de-a face cu brokeri de credite. \u00cei vedea de pe partea cealalt\u0103: ei veneau cu clien\u021bii, ea se ocupa de restul procesului din interiorul institu\u021biei. Acum face parte din re\u021beaua na\u021bional\u0103 123Credit \u0219i ajut\u0103 clien\u021bi din Ploie\u0219ti \u0219i \u00eemprejurimi, g\u0103sindu-le cea mai bun\u0103 ofert\u0103 de [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/123credit.ro\/blog\/laura-man-broker-de-credite-din-ploiesti\/\" \/>\n<meta property=\"og:site_name\" content=\"Blogul 123Credit\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-08T14:23:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-08T14:23:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/10\/laura-man-broker-de-credite-din-ploiesti-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Ionut Verzea\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ionut Verzea\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minut\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/\"},\"author\":{\"name\":\"Ionut Verzea\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/#\\\/schema\\\/person\\\/e2594027264e89512732b640154587c2\"},\"headline\":\"Laura Man, broker de credite din Ploie\u0219ti, se al\u0103tur\u0103 re\u021belei na\u021bionale 123Credit\",\"datePublished\":\"2026-10-08T14:23:25+00:00\",\"dateModified\":\"2026-10-08T14:23:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/\"},\"wordCount\":496,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/laura-man-broker-de-credite-din-ploiesti-1.png\",\"articleSection\":[\"Brokerii 123Credit\"],\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/\",\"url\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/laura-man-broker-de-credite-din-ploiesti\\\/\",\"name\":\"Laura Man, broker de credite din Ploie\u0219ti, se al\u0103tur\u0103 re\u021belei na\u021bionale 123Credit - 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