{"id":5632,"date":"2026-04-19T09:22:45","date_gmt":"2026-04-19T06:22:45","guid":{"rendered":"https:\/\/123credit.ro\/blog\/?p=5632"},"modified":"2026-04-20T09:26:06","modified_gmt":"2026-04-20T06:26:06","slug":"finantare-mercedes-benz-autoklass-si-123credit","status":"publish","type":"post","link":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/","title":{"rendered":"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 3<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span><p><b>Dac\u0103 te g\u00e2nde\u0219ti la un Mercedes-Benz nou, primul obstacol nu este alegerea modelului, ci \u00een\u021belegerea op\u021biunilor de finan\u021bare. Leasingul auto are mai mul\u021bi parametri dec\u00e2t pare la prima vedere, iar o decizie neinformat\u0103 poate \u00eensemna mii de euro \u00een plus pe durata contractului.<\/b><\/p>\n<p><span style=\"font-weight: 400;\">123Credit a \u00eencheiat un parteneriat cu <\/span><a href=\"https:\/\/www.autoklass.ro\/\"><b>Auto Klass<\/b><\/a><span style=\"font-weight: 400;\">, unul dintre cei mai mari dealeri autoriza\u021bi Mercedes-Benz \u0219i Honda din Rom\u00e2nia, cu prezen\u021b\u0103 na\u021bional\u0103 \u00een Bucure\u0219ti, Constan\u021ba, Ploie\u0219ti, Sibiu, Timi\u0219oara \u0219i Ilfov.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prin aceast\u0103 colaborare, clien\u021bii Auto Klass pot compara oferte de leasing de la mai mul\u021bi finan\u021batori \u0219i pot aplica direct din platforma 123Credit, f\u0103r\u0103 drumuri suplimentare, f\u0103r\u0103 birocra\u021bie neesen\u021bial\u0103.<\/span><\/p>\n<h2><b>Ce este leasingul financiar \u0219i cum func\u021bioneaz\u0103<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Leasingul financiar \u00eenseamn\u0103 c\u0103 finan\u021batorul cump\u0103r\u0103 ma\u0219ina \u0219i \u021bi-o pune la dispozi\u021bie pe durata contractului, \u00een timp ce tu pl\u0103te\u0219ti rate lunare.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">La finalul perioadei, pl\u0103te\u0219ti <\/span><b>valoarea rezidual\u0103<\/b><span style=\"font-weight: 400;\"> (suma r\u0103mas\u0103) \u0219i ma\u0219ina devine a ta.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Parametrii principali pe care \u00eei negociezi de la bun \u00eenceput:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Avansul<\/b><span style=\"font-weight: 400;\">, de regul\u0103 \u00eentre 15% \u0219i 30% din valoarea vehiculului<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Durata contractului<\/b><span style=\"font-weight: 400;\"> (cel mai frecvent 36\u201360 de luni)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Valoarea rezidual\u0103<\/b><span style=\"font-weight: 400;\"> (cu c\u00e2t e mai mare, cu at\u00e2t ratele lunare sunt mai mici, dar plata final\u0103 este mai consistent\u0103)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>DAE (Dob\u00e2nda Anual\u0103 Efectiv\u0103)<\/b><span style=\"font-weight: 400;\">, indicatorul care \u00ee\u021bi permite compararea real\u0103 \u00eentre oferte, incluz\u00e2nd dob\u00e2nda \u0219i comisioanele<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Un exemplu concret: pentru un model din gama entry Mercedes-Benz cu un pre\u021b \u00een jurul a 39.000 euro, o structur\u0103 tipic\u0103 de leasing financiar presupune avans 20%, durat\u0103 60 de luni \u0219i o rat\u0103 lunar\u0103 care poate include CASCO \u0219i TVA.<\/span><\/p>\n<h2><b>Leasing financiar vs. credit auto: care pe care?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Leasingul financiar este preferat \u00een special de <\/span><b>persoane juridice<\/b><span style=\"font-weight: 400;\"> (SRL, PFA-uri), pentru c\u0103 ofer\u0103 avantaje fiscale clare: ratele pot fi deduse ca cheltuieli, iar TVA-ul este recuperabil. Proprietatea formal\u0103 r\u0103m\u00e2ne la finan\u021bator pe durata contractului.<\/span><\/p>\n<p><b>Creditul auto<\/b><span style=\"font-weight: 400;\"> (sau creditul de nevoi personale destinat achizi\u021biei unui vehicul) \u00ee\u021bi transfer\u0103 proprietatea imediat, dar vine, de regul\u0103, cu costuri totale mai ridicate \u0219i mai pu\u021bin flexibilitate \u00een structurarea pl\u0103\u021bilor.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Dac\u0103 achizi\u021bia este pe firm\u0103 \u0219i \u00ee\u021bi pas\u0103 de cashflow \u0219i planificare fiscal\u0103, leasingul c\u00e2\u0219tig\u0103 aproape \u00eentotdeauna. Dac\u0103 e\u0219ti persoan\u0103 fizic\u0103 \u0219i vrei libertate total\u0103 asupra ma\u0219inii din prima zi, creditul poate fi mai simplu.<\/span><\/p>\n<h2><b>De ce conteaz\u0103 cu cine compari ofertele<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Fiecare finan\u021bator calculeaz\u0103 DAE diferit \u0219i aplic\u0103 comisioane proprii de administrare, analiz\u0103 sau asigurare. O diferen\u021b\u0103 de 1\u20132 puncte procentuale la DAE, pe un contract de 5 ani la o ma\u0219in\u0103 de 50.000 euro, \u00eenseamn\u0103 c\u00e2teva mii de euro diferen\u021b\u0103 la costul total.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Prin 123Credit, po\u021bi vedea ofertele mai multor institu\u021bii financiare \u00een acela\u0219i loc, cu parametri comparabili, f\u0103r\u0103 s\u0103 mergi fizic la fiecare banc\u0103 sau IFN \u00een parte.<\/span><\/p>\n<h2><b>Cum func\u021bioneaz\u0103 colaborarea cu Auto Klass<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Dac\u0103 e\u0219ti interesat de un model din oferta Auto Klass, fie c\u0103 vorbim de un autoturism Mercedes-Benz nou sau un vehicul comercial u\u0219or, po\u021bi accesa finan\u021barea direct prin platforma 123Credit. Procesul este complet digital: introduci datele, compari ofertele disponibile \u0219i trimi\u021bi cererea spre analiz\u0103 cu un singur click.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">F\u0103r\u0103 drumuri inutile. F\u0103r\u0103 dosare duplicate. F\u0103r\u0103 incertitudine la final.<\/span><\/p>\n<p><b>Compar\u0103 acum <\/b><a href=\"https:\/\/123leasing.ro\/\"><b>ofertele de leasing<\/b><\/a><b>.<\/b><\/p>\n","protected":false},"excerpt":{"rendered":"<p><span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Timpul estimat pentru citire: <\/span> <span class=\"rt-time\"> 3<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>Dac\u0103 te g\u00e2nde\u0219ti la un Mercedes-Benz nou, primul obstacol nu este alegerea modelului, ci \u00een\u021belegerea op\u021biunilor de finan\u021bare. Leasingul auto are mai mul\u021bi parametri dec\u00e2t pare la prima vedere, iar o decizie neinformat\u0103 poate \u00eensemna mii de euro \u00een plus pe durata contractului. 123Credit a \u00eencheiat un parteneriat cu Auto Klass, unul dintre cei mai mari dealeri autoriza\u021bi Mercedes-Benz \u0219i  [&#8230;]<\/p>\n","protected":false},"author":8,"featured_media":5633,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[262],"tags":[],"class_list":["post-5632","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-diverse"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi - Blogul 123Credit<\/title>\n<meta name=\"description\" content=\"123Credit \u0219i Auto Klass: compar\u0103 oferte de leasing financiar Mercedes-Benz de la mai mul\u021bi finan\u021batori. Digital, f\u0103r\u0103 drumuri, f\u0103r\u0103 birocra\u021bie.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi - Blogul 123Credit\" \/>\n<meta property=\"og:description\" content=\"123Credit \u0219i Auto Klass: compar\u0103 oferte de leasing financiar Mercedes-Benz de la mai mul\u021bi finan\u021batori. Digital, f\u0103r\u0103 drumuri, f\u0103r\u0103 birocra\u021bie.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/\" \/>\n<meta property=\"og:site_name\" content=\"Blogul 123Credit\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-19T06:22:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-20T06:26:06+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/04\/finantare-mercedes-benz-autoklass-si-123credit-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"940\" \/>\n\t<meta property=\"og:image:height\" content=\"788\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Sebastian Piu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Scris de\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sebastian Piu\" \/>\n\t<meta name=\"twitter:label2\" content=\"Timp estimat pentru citire\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/\"},\"author\":{\"name\":\"Sebastian Piu\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/#\\\/schema\\\/person\\\/797ba521bc02fa382d63361a5e7d35be\"},\"headline\":\"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi\",\"datePublished\":\"2026-04-19T06:22:45+00:00\",\"dateModified\":\"2026-04-20T06:26:06+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/\"},\"wordCount\":574,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/finantare-mercedes-benz-autoklass-si-123credit-1.png\",\"articleSection\":[\"Diverse\"],\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/\",\"url\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/\",\"name\":\"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi - Blogul 123Credit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/finantare-mercedes-benz-autoklass-si-123credit-1.png\",\"datePublished\":\"2026-04-19T06:22:45+00:00\",\"dateModified\":\"2026-04-20T06:26:06+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/#\\\/schema\\\/person\\\/797ba521bc02fa382d63361a5e7d35be\"},\"description\":\"123Credit \u0219i Auto Klass: compar\u0103 oferte de leasing financiar Mercedes-Benz de la mai mul\u021bi finan\u021batori. Digital, f\u0103r\u0103 drumuri, f\u0103r\u0103 birocra\u021bie.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#breadcrumb\"},\"inLanguage\":\"ro-RO\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#primaryimage\",\"url\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/finantare-mercedes-benz-autoklass-si-123credit-1.png\",\"contentUrl\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/finantare-mercedes-benz-autoklass-si-123credit-1.png\",\"width\":940,\"height\":788},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/finantare-mercedes-benz-autoklass-si-123credit\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/\",\"name\":\"Blogul 123Credit\",\"description\":\"Blogul 123Credit iti ofera toate informatiile de care ai nevoie cand aplici pentru un credit ipotecar\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ro-RO\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/#\\\/schema\\\/person\\\/797ba521bc02fa382d63361a5e7d35be\",\"name\":\"Sebastian Piu\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ro-RO\",\"@id\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/sebastian-piu-96x96.jpg\",\"url\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/sebastian-piu-96x96.jpg\",\"contentUrl\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/08\\\/sebastian-piu-96x96.jpg\",\"caption\":\"Sebastian Piu\"},\"description\":\"Antreprenor \u0219i profesionist cu o experien\u021b\u0103 bogat\u0103 de peste 15 ani \u00een sistemul bancar-financiar. Experien\u021ba sa divers\u0103 acoper\u0103 mai multe domenii cheie: Managementul V\u00e2nz\u0103rilor, Recuperarea Datoriilor, Restructurarea Creditelor \u0219i Managementul Riscurilor.\",\"sameAs\":[\"https:\\\/\\\/123credit.ro\"],\"url\":\"https:\\\/\\\/123credit.ro\\\/blog\\\/author\\\/sebastian-piu\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi - Blogul 123Credit","description":"123Credit \u0219i Auto Klass: compar\u0103 oferte de leasing financiar Mercedes-Benz de la mai mul\u021bi finan\u021batori. Digital, f\u0103r\u0103 drumuri, f\u0103r\u0103 birocra\u021bie.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/","og_locale":"ro_RO","og_type":"article","og_title":"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi - Blogul 123Credit","og_description":"123Credit \u0219i Auto Klass: compar\u0103 oferte de leasing financiar Mercedes-Benz de la mai mul\u021bi finan\u021batori. Digital, f\u0103r\u0103 drumuri, f\u0103r\u0103 birocra\u021bie.","og_url":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/","og_site_name":"Blogul 123Credit","article_published_time":"2026-04-19T06:22:45+00:00","article_modified_time":"2026-04-20T06:26:06+00:00","og_image":[{"width":940,"height":788,"url":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/04\/finantare-mercedes-benz-autoklass-si-123credit-1.png","type":"image\/png"}],"author":"Sebastian Piu","twitter_card":"summary_large_image","twitter_misc":{"Scris de":"Sebastian Piu","Timp estimat pentru citire":"3 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#article","isPartOf":{"@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/"},"author":{"name":"Sebastian Piu","@id":"https:\/\/123credit.ro\/blog\/#\/schema\/person\/797ba521bc02fa382d63361a5e7d35be"},"headline":"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi","datePublished":"2026-04-19T06:22:45+00:00","dateModified":"2026-04-20T06:26:06+00:00","mainEntityOfPage":{"@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/"},"wordCount":574,"commentCount":0,"image":{"@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#primaryimage"},"thumbnailUrl":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/04\/finantare-mercedes-benz-autoklass-si-123credit-1.png","articleSection":["Diverse"],"inLanguage":"ro-RO","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/","url":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/","name":"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi - Blogul 123Credit","isPartOf":{"@id":"https:\/\/123credit.ro\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#primaryimage"},"image":{"@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#primaryimage"},"thumbnailUrl":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/04\/finantare-mercedes-benz-autoklass-si-123credit-1.png","datePublished":"2026-04-19T06:22:45+00:00","dateModified":"2026-04-20T06:26:06+00:00","author":{"@id":"https:\/\/123credit.ro\/blog\/#\/schema\/person\/797ba521bc02fa382d63361a5e7d35be"},"description":"123Credit \u0219i Auto Klass: compar\u0103 oferte de leasing financiar Mercedes-Benz de la mai mul\u021bi finan\u021batori. Digital, f\u0103r\u0103 drumuri, f\u0103r\u0103 birocra\u021bie.","breadcrumb":{"@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#breadcrumb"},"inLanguage":"ro-RO","potentialAction":[{"@type":"ReadAction","target":["https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/"]}]},{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#primaryimage","url":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/04\/finantare-mercedes-benz-autoklass-si-123credit-1.png","contentUrl":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2026\/04\/finantare-mercedes-benz-autoklass-si-123credit-1.png","width":940,"height":788},{"@type":"BreadcrumbList","@id":"https:\/\/123credit.ro\/blog\/finantare-mercedes-benz-autoklass-si-123credit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/123credit.ro\/blog\/"},{"@type":"ListItem","position":2,"name":"Cum \u00ee\u021bi finan\u021bezi un Mercedes-Benz prin leasing: tot ce trebuie s\u0103 \u0219tii \u00eenainte s\u0103 semnezi"}]},{"@type":"WebSite","@id":"https:\/\/123credit.ro\/blog\/#website","url":"https:\/\/123credit.ro\/blog\/","name":"Blogul 123Credit","description":"Blogul 123Credit iti ofera toate informatiile de care ai nevoie cand aplici pentru un credit ipotecar","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/123credit.ro\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ro-RO"},{"@type":"Person","@id":"https:\/\/123credit.ro\/blog\/#\/schema\/person\/797ba521bc02fa382d63361a5e7d35be","name":"Sebastian Piu","image":{"@type":"ImageObject","inLanguage":"ro-RO","@id":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2024\/08\/sebastian-piu-96x96.jpg","url":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2024\/08\/sebastian-piu-96x96.jpg","contentUrl":"https:\/\/123credit.ro\/blog\/wp-content\/uploads\/2024\/08\/sebastian-piu-96x96.jpg","caption":"Sebastian Piu"},"description":"Antreprenor \u0219i profesionist cu o experien\u021b\u0103 bogat\u0103 de peste 15 ani \u00een sistemul bancar-financiar. Experien\u021ba sa divers\u0103 acoper\u0103 mai multe domenii cheie: Managementul V\u00e2nz\u0103rilor, Recuperarea Datoriilor, Restructurarea Creditelor \u0219i Managementul Riscurilor.","sameAs":["https:\/\/123credit.ro"],"url":"https:\/\/123credit.ro\/blog\/author\/sebastian-piu\/"}]}},"_links":{"self":[{"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/posts\/5632","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/comments?post=5632"}],"version-history":[{"count":1,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/posts\/5632\/revisions"}],"predecessor-version":[{"id":5634,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/posts\/5632\/revisions\/5634"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/media\/5633"}],"wp:attachment":[{"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/media?parent=5632"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/categories?post=5632"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/123credit.ro\/blog\/wp-json\/wp\/v2\/tags?post=5632"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}